Over 20% of the loans are provided by regional banks, which have an extremely difficult period behind it. While these are primarily concerned about themselves, their market share decreased. In short, every bank must go their own way. Naturally, this reduces the overall credit provision and is forcing companies to seek financing alternatives. Here, the capital markets come to fruition. The financial market stabilization fund expiring in January is now more important than ever and its duration should be adapted and extended. The way to the organized and systematic breakdown of securities is considered harmful and companies that fall under the non-strategic business category, should be based not only on State and private banks.
New investment opportunities in Germany was last year in the area of mergers and acquisitions, as well as equity transactions extremely active. We are capable of the changes in the market to withstand and adapt ourselves to the changing conditions. Apparently, Germany may 12 IPOs look forward in the coming year and secure a volume in the 200-million euro range of the highest quality segment (Prime Standard). Good opportunities private equity companies and strategists here, once holding companies divest shares of their portfolio companies. It is a company, which in its heyday between 2005 and 2007 well have beaten, but now have to bring in their capital. Commodity market in China remains a strong demand for raw materials, which continues the trend of the recent price trends on the commodities market. The fact that raw materials are still sought after, means no financial commodity crisis.
Financial market bubble in short, there are many countries which are on the verge of a financial collapse. It is more important than ever, in a situation in the capital and interest have reached outstanding levels, the To promote fiscal consolidation. This applies to every economy worldwide, including Germany. For a healthy global economy, it should be for anyone of vital interest to now go on the way to a higher level of financial discipline. About Andreas Buhr Andreas Buhr is a financial consultant currently living in Berlin, he received his BA degree in economics. Andreas is interested in has always been in financial figures and the capital market. In addition, he has specialized in writing biographies of personalities from the world of finance. One Andreas has written many examples of biographies can be viewed: Dirk Notheis – curriculum vitae
Successful piloting of assessment tool for small and medium-sized enterprises (SMEs) the ability to grow sustainably and flexibly adjust to changes of the market, is a continuing challenge for both German and Australian companies. The Organization innovate SA, which is explicitly dedicated to the needs of Australian businesses, provides for this purpose already for a long time a diagnostic instrument under the name business diagnostic “on. In the context of Australian German cooperation this instrument was expanded now innovation and sustainable keitsaspekte, so can businesses in addition to your current business development in detail check now also their sustainability and appropriate optimization identify potentials. This establishes the base for a company-wide process of learning and change. The newly designed loading rating tool bundles innovate SA’s many years of experience in the field of business development and the expertise of the Fraunhofer IAO. The Institute has helps many companies in recent years including new strategic to align itself, to streamline their r & d processes and to bring greater flexibility and to create the necessary IT-environment. The project is supported by the South Australian Ministry of trade and economic development, as well as by an Australian Bank (Bank SA). Topics such as the innovation strategy, the innovation process and the results of the company are in the focus of the innovation aspects.
In the area of sustainability the three aspects under the microscope are taken in common policies such as the GRI index (global reporting initiative) be considered: economic, ecological and social sustainability. Methodology the assessment based on maturity issues and performance indicators. In the future, it should be done by a consultant in a half-day workshop on the spot in the company. In May 2011, the assessment with five Australian small – and medium-sized companies has been successfully piloted and optimized. The test with companies from various sectors carried out (tooling, software development, food production and contract manufacturing), to guarantee a wide applicability in the future. In a second phase of the pilot in October the assessment with 15 South Australian company is checked again before it against the end of the year will be finally ready for the market. More information: Fraunhofer IAO Tobias Hug, Fraunhofer IAO
Short survey examined about two months before the shutdown of existing referral and direct debit procedure SEPA implementation in the Federal Republic with a new survey want ibi research at the University of Regensburg mountain and the Bank-Verlag together with van den already about two months before the shutdown of the national transfer and direct debit schemes determine the Status quo as well as the progress of the transition process on the future binding SEPA scheme. Like in the second survey mid-year survey addressed again businesses of all size classes as well as authorities and clubs. The participation is possible under sepa-wissen.de/survey. The explosive subject of payment currently is the abolition of the existing transfer and direct debit schemes by the European legislation on the 1st February 2014. There is no alternative to the then-mandatory SEPA scheme and therefore in particular companies, authorities and associations to strong changes in the domestic and foreign payment transactions must adjust. But: to: To point to the implementation and development of migration in Germany in the face of the ever-shrinking window of time up to the deadline on February 1, 2014. Participation in the survey is possible under survey and the results of the study are available free of charge after the evaluation. Contact: ibi research at the University of Regensburg Robert Torunsky Galgenberg Bergstrasse 25 93053 Regensburg phone: 0941 943-1901 fax: 0941 943-1888 email:.