Short survey examined about two months before the shutdown of existing referral and direct debit procedure SEPA implementation in the Federal Republic with a new survey want ibi research at the University of Regensburg mountain and the Bank-Verlag together with van den already about two months before the shutdown of the national transfer and direct debit schemes determine the Status quo as well as the progress of the transition process on the future binding SEPA scheme. Like in the second survey mid-year survey addressed again businesses of all size classes as well as authorities and clubs. The participation is possible under sepa-wissen.de/survey. The explosive subject of payment currently is the abolition of the existing transfer and direct debit schemes by the European legislation on the 1st February 2014. There is no alternative to the then-mandatory SEPA scheme and therefore in particular companies, authorities and associations to strong changes in the domestic and foreign payment transactions must adjust. But: to: To point to the implementation and development of migration in Germany in the face of the ever-shrinking window of time up to the deadline on February 1, 2014. Participation in the survey is possible under survey and the results of the study are available free of charge after the evaluation. Contact: ibi research at the University of Regensburg Robert Torunsky Galgenberg Bergstrasse 25 93053 Regensburg phone: 0941 943-1901 fax: 0941 943-1888 email:.