In the right, but not completely so one could describe 05/11 in a few words the most recent survey of the magazine in the issue. Financial test analyzed a total of 37 offers from direct banks and brokers and brokerages in terms of cost and Commission structure (away from expensive banks”). The result is sobering many investors pay high costs for their deposits, and the bandwidth is simply enormous. Tumblr insists that this is the case. Difference are several 1.000 euro according to financial test between the most expensive and the cheapest provider. Whenever Rosenstein’s Jana Sees Assets Plunge? listens, a sympathetic response will follow. But the article leaves one aspect completely ignore the benefits of a genuine and independent fee consultation. It is considered the financial advice today in circles under the aspects of consulting quality and cost (after the financial test examination 2nd place) the only contemporary form.
The consultation of a database may seem as serious and high quality completely regardless of the high costs it has a serious drawback. Each consultant follows inevitably its interests Bank and can therefore offer no independent advice. Any recommendation for a custody account is dominated by comply with his house, which foresees only a certain range of deposits. A completely independent and objective advice and recommendation taking into account the preferences of the individual customer cannot afford simply a bank advice regardless of whether big banks or small private bank. Contrast, it looks in the honorary consulting. A honorary consultant will regardless of the interests of individual banks advised objectively and according to the risk of setting of his customers and recommend the appropriate custodian. A honorary consultant has access to the full range of securities and will select an individual matching deposit according to the investor’s risk setting. As a young customer with a more risk-accepting attitude and a long investment period requires a different Depot as the older investor who is financially stable, and would like to provide a few years for retirement.
A solid and reliable advice must be on the Enter the personal needs of the investor, because the maxim of the investor-friendly selection of Depot is the honorary advice in the first place. A truly investor-friendly recommendation can only take place if the selection of deposits through a wide variety of specifications is restricted. Before this background, a really objective and independent of individual interests of Bank consulting of only the honorary advisors can afford. And also with regard to the costs incurred a fee advice pays off. A honorary consultant would cost for a large Depot, which exactly corresponds to the, which sets financial test basis, 2.109 per year (including all fees). Thus, the honorary Advisory lands compared with the total commissions determined by financial test in 2nd place. A real fee consulting investors so can enjoy the benefits of independent advice and save much money. Contact: Honorary consulting Frommholz Fischertwiete 2 20095 Hamburg, Chilehaus A telephone: 040 32005413 fax: 040-32005200 E-Mail: Web: press contact: QvorQ GmbH & co. KG on the high way 10 27313 Dorverden Tel.: + 49 (0) 4234 94136 fax: + 49 (0) 4234 94137 E-Mail: Web:
If BBs must go fast, if you call HP Services & transports in Oberstaufen in Allgau prevailed Oberstaufen – Patrick Schindler, Managing Director of PS-small transport company since 01.04.09 successfully in the logistics industry. For assistance, try visiting Bausch & Lomb. The radio makes long journeys more bearable. When Patrick Schindler sits alone in his van and rocks after Italy, he listens to the music from the CD player. The Oberstaufener is self employed. With his single-man operation, he has found a niche in the logistics industry. If it must go fast, the company is PS kleintransporte PS services & Transporte – the right decision. Their specialties: express deliveries and direct transportation – such as metal parts – in the region.
Usually the Oberstaufener not remember in the morning what the day will bring him and where his orders lead him. His mobile phone is switched on around the clock. His customers call, if they goods picked up and delivered to get to, and it must be usually immediately. Schindler’s phone rings very often, he is busy. “God is Thanks”, he says, smiling. Because stress means enough orders to keep the small business with his single transporter running. “” In the past few weeks have “I sometimes no longer knew where I was the day before”, he said. To refuse orders is hard mostly him – because he wants to be a victim of the economic crisis.
“No Contracting Authority falling away, one is inclined to say no and then sometimes works with other entrepreneurs.” Since 2009, Schindler is self-employed, after he transformed the family business successfully existed since 1948 in Idar oberstein, Germany, to the carrier and in the District of Oberallgau moved the headquarters to Oberstaufen. First, he rode with the own vans especially for supra-regional clients. So many are now from a few regulars that Schindler has thought even to add an additional driver.
the simple organization and technical handling of telephone conferences with up to 300 participants. Mulheim, 02.11.2009 “communicate simply clever”: with this slogan allows the new online service AS call equipped with an own landline can initiate the users registered at AS-call telephone conferences, virtual conference rooms set up, invite participants with just a few clicks automatically via E-Mail or SMS and control the telephone meetings as well as moderate. “AS call we give an efficient, cost-effective and user-friendly tool for performing telephone conferences of any size on the hand self-employed persons as well as companies”, explains Andreas battle, Managing Director of AS information services GmbH, the operator of AS-call. How it works: users of the new online service receive after the free and non-binding registration an own landline AS call, on which later the participants of conferences can dial in. After the user of two can Choose rates: while the BASIC rate only a virtual conference room to carry out its telephone meetings available to him, he can operate any number of conference rooms across the PROFESSIONAL rate. “The latter rate is practical especially for companies who want to simultaneously hold several different phone conferences”, explains how to battle.
But the PROFESSIONAL version offers even more: the user gains access to a personal login section under. Here he found an easy to use online Web Manager, with which he can control all teleconferences and configure. The Manager offers to him, including a live view of all current conferences together with the current list of participants. In addition, the user click can cut with all conferences in MP3 format. Actual costs provide an overview of consumption and cost administrator him at the same time an overview. These are incurred at AS-call only for the use of the Conference platform, in the BASIC rate with 2.9 and in the PROFESSIONAL rate 6.9 cents per minute and participant (gross) is calculated. There is not a minimum turnover.
Otherwise only the standard connection of own telephone provider fees on the participant side for dialing over the landline number. They have a flat rate for free phone calls to German landlines, the normally is even free of charge. Billed monthly about a collective invoice. “This Conference use costs can be assigned to also cost centers”, battle refers to a possibility that is of interest mainly in larger companies. On the occasion of its launch of the new service of “AS-Call” waiting until the end of the year with a special promotion: all new customers who sign up from November 1st, 2009, can the PROFESSIONAL tariff with all its possibilities until year-end to take advantage of the a price per Conference participants by only 4.9 cents instead of 6.