These apartments are 20-30% cheaper than the market. If you clearly know what you want and realize that enough money, do not have endless view. In professional Realtors have that sort of rule that the customer must make their choice at 5-6 viewing. In general, it is justified. If a realtor pro, then offer it will only apply.
In my practice, there were people who viewed more than 50 apartments. Believe me, they themselves hardship, tortured estate agent, and eventually took an apartment is worse than initially proposed. Time passed, prices jumped, and had to take, not what you like, and what remains. Okay, apartment chosen. Now to make advance payment or deposit to “stake out” an appealing option.
What’s the difference. Under current law, if the party receiving the deposit waives the transaction, then it should return A deposit of twice the amount. That’s the whole difference. If you refuse the deal, no down payment, no down payment seller you will not return. But I have never seen the deposit is returned voluntarily to the double amount. Almost certainly you will have to go to court, pay court costs, spend lots of time on meetings and litigation. Therefore, the parties usually agree to return only the input amount no matter what the name of the contract. You, as buyer must insist that it had been prescribed certain conditions. After all, you have a mortgage, and therefore increased demands for documents and terms. First, make sure to specify in the contract that the apartment is purchased and using a mortgage loan. Secondly, please provide a list of documents that the seller should provide you with. Prescribe that the sellers undertake to put into the apartment representative assessment of the company. It is also necessary specify in the contract that all documents must be provided to you within 5-10 days before the transaction or the termination of the contract. After all, if you get the documents on the last day, then prepare the necessary documentation to transaction will be unreal, and the next day, sellers can advance or deposit you will not return, and again put the apartment up for sale. It’s you in the contractual terms have not come to a deal. Also specify in the contract that case of failure of the bank to provide a loan to buy this apartment, or refusal of insurance companies to take on this apartment insurance, advance payment (deposit) you will be refunded in full. For hedging, the contract is better enter into a month. Documents can normally be collected for 7-10 days, plus 10 days to prepare the deal – for 20 days and 10 days at different force majeure. To get faster – great. Have problems – you have time to spare. If you work with a realtor, adjust it to the fact that he systematically report on progress. Keep your finger on the pulse. Call the bank, check the situation. With a realtor talk at least 3-4 times a week. After the flats call bank at least 2 times a week. It’s your deal, your apartment, so do not let things take their course.