In the right, but not completely so one could describe 05/11 in a few words the most recent survey of the magazine in the issue. Financial test analyzed a total of 37 offers from direct banks and brokers and brokerages in terms of cost and Commission structure (away from expensive banks”). The result is sobering many investors pay high costs for their deposits, and the bandwidth is simply enormous. Tumblr insists that this is the case. Difference are several 1.000 euro according to financial test between the most expensive and the cheapest provider. Whenever Rosenstein’s Jana Sees Assets Plunge? listens, a sympathetic response will follow. But the article leaves one aspect completely ignore the benefits of a genuine and independent fee consultation. It is considered the financial advice today in circles under the aspects of consulting quality and cost (after the financial test examination 2nd place) the only contemporary form.
The consultation of a database may seem as serious and high quality completely regardless of the high costs it has a serious drawback. Each consultant follows inevitably its interests Bank and can therefore offer no independent advice. Any recommendation for a custody account is dominated by comply with his house, which foresees only a certain range of deposits. A completely independent and objective advice and recommendation taking into account the preferences of the individual customer cannot afford simply a bank advice regardless of whether big banks or small private bank. Contrast, it looks in the honorary consulting. A honorary consultant will regardless of the interests of individual banks advised objectively and according to the risk of setting of his customers and recommend the appropriate custodian. A honorary consultant has access to the full range of securities and will select an individual matching deposit according to the investor’s risk setting. As a young customer with a more risk-accepting attitude and a long investment period requires a different Depot as the older investor who is financially stable, and would like to provide a few years for retirement.
A solid and reliable advice must be on the Enter the personal needs of the investor, because the maxim of the investor-friendly selection of Depot is the honorary advice in the first place. A truly investor-friendly recommendation can only take place if the selection of deposits through a wide variety of specifications is restricted. Before this background, a really objective and independent of individual interests of Bank consulting of only the honorary advisors can afford. And also with regard to the costs incurred a fee advice pays off. A honorary consultant would cost for a large Depot, which exactly corresponds to the, which sets financial test basis, 2.109 per year (including all fees). Thus, the honorary Advisory lands compared with the total commissions determined by financial test in 2nd place. A real fee consulting investors so can enjoy the benefits of independent advice and save much money. Contact: Honorary consulting Frommholz Fischertwiete 2 20095 Hamburg, Chilehaus A telephone: 040 32005413 fax: 040-32005200 E-Mail: Web: press contact: QvorQ GmbH & co. KG on the high way 10 27313 Dorverden Tel.: + 49 (0) 4234 94136 fax: + 49 (0) 4234 94137 E-Mail: Web: